There is a fine line between adventure and blatant risk. What parts them is the level of preparation that do in a particular activity. Leaving behind the comforts of your home into the embrace of nature – that is an adventure; and not making sure that that you are properly insured – that is a risk. Therefore, Seven Summit Treks (P) Ltd. requests you purchase an insurance that is comprehensive enough to cover all possibilities that may ensue during your stay in Nepal.
As mentioned in the Terms and Conditions of Seven Summit Treks, the agency is exempt of being liable to different expenses that may occur in case of different emergency or unforeseen situations. In addition to that, a foreigner isn’t allowed to purchase an insurance in Nepali soil. Both facts point out at the requirement of a client to purchase an elaborate travel insurance plan in their place of origin that protects your interest in case of trip cancellation, helicopter evacuation, medical emergencies, other illnesses, lost luggage, theft, disasters, death and so on.
Points to remember regarding your Travel Insurance Plan:
- In case of accidents, or sickness, there may be necessity of evacuation through helicopter. The tourism agencies can make provisions of helicopter evacuation, but refrain to involve themselves in the financial matters that ensue. And even if they do, they will seek compensation of their expenses. If you do not obtain an insurance plan that specifically covers helicopter rescue, the resulting expenses can be back-breaking to you.
- Apart from the rescue, even medical treatments for accidents in high altitudes and cold temperature are quite expensive. At certain instances, a mobile medical team will have to accompany the helicopter crew to the base camps, which further increases the medical expenses. Hence, it is necessary that you are properly insured for probable medical conditions.
- While purchasing an insurance, it is wise to completely explain what you’re getting into and make sure that your insurance agent understands you. Your itinerary should be disclosed and risks involved should be openly discussed before picking an insurance plan. This makes client able to understand what is agreeable to the insurance company. Besides, it also makes claiming the insurance easier, in case aforementioned circumstances take place.
- Consultation with multiple insurance providers before finally picking an insurance policy can be helpful. Mountaineering is a very challenging tasks that is never devoid of certain risks. So, it is necessary to specifically mention ‘mountaineering’ or ‘alpinism’ while explaining the insurance providers about your needs.
- Since the deposits made by a client are not refundable because of company’s own obligations, it is important that the client is also insured against trip cancellation.
- It is mandatory for the client to provide us with a copy of your insurance policy (or insurance certificate) so that we can take due steps during the time of emergencies.